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Can an Email Serve as My Last Will and Testament?
When it comes to estate planning, many people wonder if they can simply write their wishes down in an email and have it be considered a legal Last Will and Testament. While it’s true that technology has made it easier than ever to communicate our wishes and desires, an email…

The Dangers of DIY Planning—Especially When You Have a Child with Special Needs!
With today’s technology, access to information is literally in the palm of our hands. From your cell phone, you can download manuals to repair a washing machine that’s thirty years old or watch step-by-step video tutorials that will teach you how to do anything from knitting a sweater to playing…

Legal Planning Steps to Take When a Loved One Enters Hospice Care
When a loved one enters hospice care, it can be a difficult and overwhelming experience. One of the most important things to consider is estate planning—which can help ensure that your loved one’s wishes are honored and surviving family members are financially cared for. The following steps can help caregivers…

Caring for a Veteran? Check Out These Programs for Help
A recent survey counted over 18.2 million American Veterans over age 65. Many of these Veterans include those who served in World War II, the Korean War, the Vietnam War, and the Persian Gulf War. Suppose you are caring for an elderly Veteran. In that case, you should know about the benefits…

Strategies to Safeguard Assets for Spouses When Facing Long-Term Care
You worked hard to provide for your spouse throughout your marriage, and you want to continue to do so well into your retirement years. When the need for nursing home care or assisted living is on the horizon, the cost of such care can weigh heavily. The good news is…

What You Need to Know What You Need to Know About Series I Bond
A Series I bond is a non-marketable interest-bearing U.S. government savings bond. It’s a low-risk investment that earns a variable inflation rate adjusted every May and November and an interest rate fixed for the bond’s life. The non-marketable feature means you can’t sell or buy it in a secondary market.…